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Insult to Injury - Disability Insurance Reform

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Insult to Injury - Disability Insurance Reform

Insult to Injury - Disability Insurance Reform



"Ray Bourhis continues his strong commitment to justice by successfully taking on the insurance industry and criminal fraud in this compelling case study. He makes it clear that we need to do much more to end the shameful abuses of the current system and guarantee honorable insurance coverage for every American." -
Senator Edward M. Kennedy

"What has happened to Joan Hangarter - and so many others like her - is a grave injustice…. Readers of this book should urge their congressional representatives to force the big insurance companies to honor their obligations just as the holders of those policies honor theirs." -
John Garamendi, Insurance Commissioner, State of California

Ray Bourhis has taken the compelling personal stories of four people who were wrongly denied disability benefits and woven them into an account showing how insurance corporations' fraudulent behavior has run unchecked and ruined the lives of ordinary, honest Americans. The book shows how we may think we are protected but are, in fact, at the mercy of companies who only care about their bottom line.

Despite federal regulation of everything from our waterways to banking to the use of offensive vocabulary on the radio, the government is actually prevented by law from enacting any insurance consumer protections. This book will strike a chord for all who care about how the checks and balances we count on can, and do, fail us at times when we need them the most.'
Congresswoman Lynn Woolsey

"Painstakingly documented, hilarious, and insightful. A seething indictment of the out-of-control insurance industry and its friends in Congress and on the U.S. Supreme Court who have given it a green light to defraud Americans."
Amy Bach Executive Director, United Policyholders.